{"id":1614,"date":"2026-05-22T11:50:17","date_gmt":"2026-05-22T02:50:17","guid":{"rendered":"http:\/\/sustudio.synology.me\/wordpress\/?p=1614"},"modified":"2026-06-12T20:37:55","modified_gmt":"2026-06-12T11:37:55","slug":"investicije-javnog-sektora-4","status":"publish","type":"post","link":"http:\/\/sustudio.synology.me\/wordpress\/2026\/05\/22\/investicije-javnog-sektora-4\/","title":{"rendered":"Investicije javnog sektora"},"content":{"rendered":"<p>Ovoga \u010dlanka mogu sudjelovati u radu Povjerenstva i analiziranju predlo\u017eenog investicijskog projekta, ali nemaju pravo odlu\u010divanja o odabiru investicijskog projekta za financiranje iz dr\u017eavnog prora\u010duna. Mje\u0161oviti fondovi predstavljaju po svojoj strukturi i karakteristikama razli\u010dite kombinacije obvezni\u010dkih i dioni\u010dkih fondova, kako bi u odre\u0111enoj mjeri iskoristili mogu\u0107nost ostvarenja vi\u0161ih prinosa ulaganjima u dionice, ali istodobno iskoristili i stabilnost ulaganja u obveznice. Neka va\u0161 novac radi za vas.Informirajte se o mogu\u0107nostima ulaganja u Raiffeisen fondove i odaberite onaj koji najvi\u0161e odgovara va\u0161im  planovima i mogu\u0107nostima. Eurizon Asset Management Hrvatska zainteresiranim ulaga\u010dima omogu\u0107uje, izme\u0111u ostalog, ulaganje u obvezni\u010dke i kratkoro\u010dne obvezni\u010dke fondove, mje\u0161ovite fondove te fondove s fiksnim prihodom. Jedan je od vode\u0107ih investicijskih fondova u Hrvatskoj s visokim tr\u017ei\u0161nim udjelom u podru\u010dju upravljanja portfeljem vrijednosnih papira.<\/p>\n<ul>\n<li>Za potpore dodijeljene za diversifikaciju prihvatljivi tro\u0161kovi moraju prelaziti 200 % knjigovodstvene vrijednosti imovine koja se ponovno koristi, uknji\u017eene u fiskalnoj godini koja prethodi po\u010detku radova.<\/li>\n<li>Potpore za modernizaciju poslovnih procesa \u2013 automatizacija, robotizacija i digitalizacija proizvodno-prera\u0111iva\u010dkih procesa.<\/li>\n<li>Umjesto da tra\u017ee brze i nerealne povrate, investitori moraju postaviti realne ciljeve i imati dugoro\u010dni pristup investiranju.<\/li>\n<li>To mo\u017ee uklju\u010divati ulaganje u dionice, nekretnine, obveznice, start-up, ili \u010dak razvojne projekte.<\/li>\n<\/ul>\n<p>B) tro\u0161kovi povezani sa zakupom postrojenja ili strojeva mogu se uzeti u obzir, uz uvjet da za postrojenja ili strojeve zakup mora biti u obliku financijskog leasinga i sadr\u017eavati obvezu korisnika potpore na kupnju imovine nakon isteka ugovora o zakupu. E) Porez na dodanu vrijednost, koji se napla\u0107uje na prihvatljive tro\u0161kove ili izdatke, a koji se mo\u017ee vratiti u skladu s primjenjivim nacionalnim poreznim <a href=\"https:\/\/bravermere.net\/hr\/\">https:\/\/bravermere.net\/hr\/<\/a> pravom ne uzima se u obzir za izra\u010dun intenziteta potpore i prihvatljivih tro\u0161kova. (8) Povjerenstvo mo\u017ee na sjednicu pozvati i stru\u010dnjake iz podru\u010dja predlo\u017eenih investicijskih projekata o kojima se odlu\u010duje te projektante urbaniste u svrhu procjene uskla\u0111enosti investicijskog projekta s prostornim planovima.<\/p>\n<h2>Hrvati se ne mogu dogovoriti: Kome ide novac od ki\u0107enja svatova?<\/h2>\n<p>Investicija je pojam s nekoliko povezanih zna\u010denja u ekonomiji i financijama. U naj\u0161irem smislu rije\u010di, investicija je akumulacija u sada\u0161njosti s nadom dobitka u budu\u0107nosti. Investicijom se mo\u017ee ozna\u010diti bilo kakvo ulaganje, primarno nov\u010danih sredstava, radi stjecanja odre\u0111enih ekonomskih koristi, odnosno profita. Pri tome se mo\u017ee ulagati u financijske oblike imovine i s njima izjedna\u010dene investicije ili pak u realne oblike imovine koji omogu\u0107avaju ostvarivanje ekonomskih koristi odnosno profita kroz odre\u0111ene produktivneposlovneaktivnosti.<\/p>\n<p><iframe loading=\"lazy\" width=\"560\" height=\"315\" src=\"https:\/\/www.youtube.com\/embed\/RCD2NDx35mg?si=oYxAAJ-gJWZxQDFT\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<h3>Ako \u017eena istinski voli svog supruga, radit \u0107e devet stvari<\/h3>\n<p>Nudi nisku razinu rizika, minimalne i stabilne povrate te niske fluktuacije tr\u017ei\u0161ta. ZB conservative namijenjen je konzervativnijim ulaga\u010dima, razina rizika je niska do srednja, pa je o\u010dekivani povrat tako\u0111er nizak, ali stabilan. Trajanje investicije je najmanje godinu dana, a minimalni iznos je tako\u0111er 50 eura. Trajanje ulaganja mo\u017ee biti kratkoro\u010dno (do 2 godine), srednjero\u010dno (2 do 5 godina) ili dugoro\u010dno (vi\u0161e od 5 godina). Investitori igraju klju\u010dnu ulogu u razvoju gospodarstva, poti\u010du\u0107i rast investicija i pobolj\u0161anje investicijske klime.<\/p>\n<h2>Iznos kredita<\/h2>\n<p>Mje\u0161oviti investicijski fondovi ula\u017eu <a href=\"https:\/\/bravermere.net\/\">https:\/\/bravermere.net\/<\/a> u mje\u0161oviti portfelj dionica i obveznica sa srednjom volatilno\u0161\u0107u. Rije\u010d je o umjerenoj investicijskoj strategiji, prikladnoj za srednjoro\u010dna razdoblja od dvije do pet godina.  Postoje razli\u010dite vrste investicijskih fondova, ovisno o vrsti vrijednosnih papira u koje uglavnom ula\u017eu sredstva svojih ulagatelja i razini rizika.<\/p>\n<p><img class='aligncenter' style='display: block;margin-left:auto;margin-right:auto;' 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\" width=\"309px\" alt=\"investicije\"\/><\/p>\n<p>Unato\u010d napretku u posljednjem desetlje\u0107u, tr\u017ei\u0161te kapitala jo\u0161 uvijek nije dovoljno razvijeno. Nedostatak raznovrsnih financijskih instrumenata, uklju\u010duju\u0107i tr\u017ei\u0161te korporativnih obveznica, ograni\u010dava mogu\u0107nosti za investitore i tvrtke da prikupe kapital putem ovih sredstava. Iako, se u ovom trenutku po\u010dinje sve vi\u0161e razgovarati o korporativnim obveznicama za mala i srednja poduze\u0107a, mora se promijeniti investicijski mindset, kako bi se pokrenulo novo doba investicijske klime. Tr\u017ei\u0161te kapitala tra\u017ei transparentnost i pro\u0161iruje mogu\u0107nosti za poslovni \u0161irenje i rast poslovanja. (3) Nositelj investicijskog projekta mora prije po\u010detka provedbe investicijskog projekata osigurati potpunu projektnu dokumentaciju odre\u0111enu posebnim propisima. OTP Start je njihov kratkoro\u010dni obvezni\u010dki fond, pogodan za konzervativne ulaga\u010de.<\/p>\n<p>U&nbsp;naj\u0161irem&nbsp;smislu&nbsp;rije\u010di,&nbsp;investicija&nbsp;je&nbsp;akumulacija&nbsp;u&nbsp;sada\u0161njosti&nbsp;s&nbsp;nadom&nbsp;dobitka&nbsp;u&nbsp;budu\u0107nosti. Investicijom&nbsp;se&nbsp;mo\u017ee&nbsp;ozna\u010diti&nbsp;bilo&nbsp;kakvo&nbsp;ulaganje,&nbsp;primarno&nbsp;nov\u010danih&nbsp;sredstava,&nbsp;radi&nbsp;stjecanja&nbsp;odre\u0111enih&nbsp;ekonomskih&nbsp;koristi,&nbsp;odnosno&nbsp;profita. Pri&nbsp;tome&nbsp;se&nbsp;mo\u017ee&nbsp;ulagati&nbsp;u&nbsp;financijske&nbsp;oblike&nbsp;imovine&nbsp;i&nbsp;s&nbsp;njima&nbsp;izjedna\u010dene&nbsp;investicije&nbsp;ili&nbsp;pak&nbsp;u&nbsp;realne&nbsp;oblike&nbsp;imovine&nbsp;koji&nbsp;omogu\u0107avaju&nbsp;ostvarivanje&nbsp;ekonomskih&nbsp;koristi&nbsp;odnosno&nbsp;profita&nbsp;kroz&nbsp;odre\u0111ene&nbsp;produktivneposlovneaktivnosti. (10) Za velike poduzetnike prihvatljivi tro\u0161kovi za temeljitu promjenu u proizvodnom procesu za koje se odobrava potpora za modernizaciju poslovnih procesa moraju prelaziti vrijednost amortizacije imovine povezane s djelatno\u0161\u0107u koja se modernizira tijekom tri prethodne porezne godine. Investicija se definira kao ulaganje nov\u010danih sredstava u ne\u0161to s ciljem postizanja financijskog povrata ili dugoro\u010dnog dobra.<\/p>\n<p>Pod stavkom neraspore\u0111eno (po \u017eupanijama) prikazan je dio investicija koje nije bilo mogu\u0107e razvrstati na ni\u017eoj teritorijalnoj razini od razine Republike Hrvatske (npr. dio ulaganja u \u017eeljezni\u010dke pruge, ceste, elektri\u010dne vodove, kabele, naftovode, plinovode i sl.). Raiffeisen fondovima upravlja Raiffeisen Kapitalanlage-Gesellschaft m.b.H, Podru\u017enica Hrvatska &#8211; dru\u0161tvo za upravljanje otvorenim investicijskim fondovima s javnom ponudom (UCITS fondovi), \u010dije je poslovanje regulirano Zakonom o otvorenim investicijskim fondovima s javnom ponudom. Rije\u010d je o ulaganjima u bankovne depozite i trezorske zapise. Razina volatilnosti tr\u017ei\u0161ta je izuzetno niska, stoga su ovi fondovi prikladni za najkonzervativnije ulaga\u010de.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ovoga \u010dlanka mogu sudjelovati u radu Povjerenstva i analiziranju predlo\u017eenog investicijskog projekta, ali nemaju pravo odlu\u010divanja o odabiru investicijskog projekta za financiranje iz dr\u017eavnog prora\u010duna. Mje\u0161oviti fondovi predstavljaju po svojoj strukturi i karakteristikama razli\u010dite kombinacije obvezni\u010dkih i dioni\u010dkih fondova, kako bi u odre\u0111enoj mjeri iskoristili mogu\u0107nost ostvarenja vi\u0161ih prinosa ulaganjima u dionice, ali istodobno iskoristili &hellip; <\/p>\n<p class=\"link-more\"><a href=\"http:\/\/sustudio.synology.me\/wordpress\/2026\/05\/22\/investicije-javnog-sektora-4\/\" class=\"more-link\">Read more<span class=\"screen-reader-text\"> &#8220;Investicije javnog sektora&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[41],"tags":[],"_links":{"self":[{"href":"http:\/\/sustudio.synology.me\/wordpress\/wp-json\/wp\/v2\/posts\/1614"}],"collection":[{"href":"http:\/\/sustudio.synology.me\/wordpress\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/sustudio.synology.me\/wordpress\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/sustudio.synology.me\/wordpress\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/sustudio.synology.me\/wordpress\/wp-json\/wp\/v2\/comments?post=1614"}],"version-history":[{"count":1,"href":"http:\/\/sustudio.synology.me\/wordpress\/wp-json\/wp\/v2\/posts\/1614\/revisions"}],"predecessor-version":[{"id":1615,"href":"http:\/\/sustudio.synology.me\/wordpress\/wp-json\/wp\/v2\/posts\/1614\/revisions\/1615"}],"wp:attachment":[{"href":"http:\/\/sustudio.synology.me\/wordpress\/wp-json\/wp\/v2\/media?parent=1614"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/sustudio.synology.me\/wordpress\/wp-json\/wp\/v2\/categories?post=1614"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/sustudio.synology.me\/wordpress\/wp-json\/wp\/v2\/tags?post=1614"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}